July 19, 2018

Tax Reform: Will Your Taxes Go Up Or Down?

The Tax Cut and Jobs Act (TCJA) has certainly been the topic of discussion lately.  Everyone wants to know if they will see a reduction in taxes, or if in fact their taxes will go up.  The short answer is: It Depends! There are so many changes, with some impacting you positively, some negatively.  It… [Continue]

Give A Gift To Your Future Self

Happy Holidays! Is it just me or did 2017 fly by? I can’t believe we are in the midst of the holiday hustle and bustle. While you are busy deciding holiday gifts for others, how about giving a gift to your future self? If you have a 401(k) or 403b and have not reached the maximum… [Continue]

Suze Orman’s 7 Rules For Retirement Success

This weekend I read in Money magazine that Suze Orman is retiring at age 66! What I found interesting is what she plans to do in retirement.  With all of the money she has, what she is most excited about is spending her time fishing!  I have never fished before, but I imagine it can… [Continue]

Saving For A Large Purchase

Summer is just about over! I hope you were able to take some time off to relax and recharge. I had an enjoyable and busy summer.  Part of it was spent taking my daughter on local college tours.  So far we have visited UC San Diego, University of San Diego, UCLA and USC. She wants… [Continue]

10 Ways To Ensure Your Portfolio Loses Money

I hope your summer is off to a great start and you have plans for fun and relaxation! When meeting with clients, investing is frequently a popular topic.  Some ask if there are secrets or hot tips I can give them. One thing for sure there are things you should NOT do when investing.  Below are 10… [Continue]

Long Term Care Planning: A Woman’s Safety Net

I hope you had a nice Memorial Day Holiday.  I spent some relaxing time with my family, which I always enjoy.  Now that Memorial Day is behind us, we now look forward to the summer.  It is hard to imagine that vacation season is almost here! For this newsletter, I would like to talk about… [Continue]

Should You Convert to a Roth IRA?

Last week a friend of mine texted me the question, “Should I convert my IRA to a Roth IRA”? My first thought was a complicated question can’t possibly be addressed in a short text! So I would like to share with you and my friend (you know who you are) information from the Financial Planning Association® on whether you… [Continue]

10 Common Estate Planning Mistakes

I am so happy Spring is around the corner!  All that rain we had was good for us, but I am ready for sunny days. Recently I have had frequent conversations with my clients regarding Estate Planning.  It is an important topic, but one that many people are hesitant to talk about.  Getting your estate… [Continue]

Retirement Checklist

Where did January go? I can’t believe we are already into February! Again this just shows the importance of taking action towards your goals, because time will pass quickly. Speaking of goals, retirement is a goal that most people have, although your vision of retirement may be very unique. Below is a handy Retirement Checklist… [Continue]

Should You Pay Off Your Mortgage?

A question I hear frequently is whether or not a client should pay off their mortgage.  Sure, having a home paid off in retirement gives peace of mind. Many of us think it is a given that we should pay off our homes before we retire.  But does this make sense for every situation? As always there… [Continue]